A Bedford furniture retailer Exclusive Oriental Classics Ltd has been fined for not having Employers’ Liability (Compulsory) Insurance.
An employee had been injured, leading to the discovery that the company didn’t have Employers’ Liability (Compulsory) Insurance in place.
Exclusive Oriental Classics Ltd, of Harrow, pleaded guilty to breaching Section 1(1) of the Employers’ Liability (Compulsory) Insurance Act 1969, fined £1,650, a victim surcharge of £165 and ordered to pay costs of £1750.
The Director, Mr Kian Hoo Tay also pleaded guilty to breaching Section 1(1) of the Employers’ Liability (Compulsory) Insurance Act 1969, fined £1,650, a victim surcharge of £165 and ordered to pay costs of £1750.
John says;
You must get Employers’ Liability insurance as soon as you become an employer. The policy must cover you for at least £5 million and the policy must come from an authorised insurer, that means one that is recognised to carry out contracts under the Financial Services and Markets Act 2000.
Employers’ Liability insurance will enable you to meet the cost of compensation for your employees’ non motoring related injuries or illness whether they are caused on or off site.
It is also important that you display your Employers’ Liability certificate, and you must make it available to inspectors when they ask for it. If you fail to do either of these, you could be fined £1,000.
If you are still confused about what insurance you may need, give us a call today and we can advise. Telephone: (01827) 488021.
Written by: John Carver
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